Get mobile banking, deposit and wallets. 
FAST AND EFFICIENT
Business Checking
Increase daily efficiency.
Business Checking
Whether you’re running a small business, a growing enterprise, or a local non-profit, Avenir Financial offers checking solutions that fit your goals. Our secure digital tools streamline your day-to-day operations, while our local business bankers provide personalized guidance and expertise to help your organization grow and compete in today’s fast-moving world.
Why choose Avenir Financial
Business Checking?
- Transparent pricing. No-nonsense fees and clear terms that help you plan ahead.
- Local expertise. Get direct support from bankers who understand Arizona’s business community.
- Community-driven. Your deposits help fund loans and opportunities for other local businesses.
- Digital convenience. Tools that simplify cash flow, payments, and reporting—anytime, anywhere.
- Connected services. Seamless integration with business lending, merchant services, and more.
- Scalable solutions. Designed to evolve with your business as it grows.
100% Yuman
Avenir Financial is Yuma's only local credit union, and we are committed to the success of local businesses. Contact us today to open a Business Checking that fits your organization.
Visa® Debit Card
Avenir Financial Visa® Business Debit Card is available with all Business Checking
with convenient tap and pay and digital wallet for quick and secure mobile
access.
Checking options for business.
ENHANCE
Business
Checking
Business Checking with unlimited transactions and higher deposit limits.
- No monthly fees
- Low $100 minimum balance**
- Visa® Business Debit Card
- FREE Online & Mobile Banking
- Night Depository1
- Merchant Teller Window Services
EVERYDAY
Business
Checking
Earn dividends in a Business Checking for everyday operations, cash flow and digital banking.
- Earns monthly dividends*
- Low $100 minimum balance**
- Visa® Business Debit Card
- FREE Online & Mobile Banking
- Night Depository1
- Merchant Teller Window Services
VALUE
Business
Checking
Business Checking with no monthly fee designed for non-profit and unincorporated clubs or associations.
- No monthly fees
- Low $100 minimum balance
- Visa® Business Debit Card
- FREE Online & Mobile Banking
- Night Depository1
- Merchant Teller Window Services
| Features | enhance business checking | Everyday business checking | value business checking |
|---|---|---|---|
| Business Type | Corporations Partnerships Sole Proprietorships Limited Liability Corporations Non-profit Organizations |
Corporations Partnerships Sole Proprietorships Limited Liability Corporations Non-profit Organizations |
Non-profit
Organizations Unincorporated Clubs Unincorporated Associations |
| Min. Opening Balance | $100 | $100 | $100 |
| Monthly Dividends* | None | Yes | None |
| Min. Daily Balance to Earn Dividends | None | $1,500 | None |
| Monthly Service** | $50 | $10 | None |
| Min. Daily Balance to Waive Monthly Service Fee | $100,000 | $1,500 | None |
| Transaction Limit | Unlimited | 200 | 100 |
| Cash Deposit Limit | $10,000 | $5,000 | $5,000 |
| Courtesy Pay Limit (Optional) | $1,000 | $1,000 | $1,000 |
| Overdraft Protection (Optional) | Yes | Yes | Yes |
| Remote Deposit Capture1 | Yes | Yes | None |
| Wires1 | Yes | Yes | Yes |
| Money Service Business | Yes | Yes | None |
Explore more for your business.
*The Dividend Rates and Annual Percentage Yield (APY) are variable rates and
subject to change. Dividends are compounded and credited monthly. Dividends are based on the credit
union's earnings at the end of a dividend period and thus cannot be declared in
advance.
**Enhance Checking: Monthly service fee of $50 is waived with daily business
checking balances of $10,000 or more. Everyday Checking: Monthly service fee of $10 is waived with
daily business checking balances of $1,500 or more. Certain restrictions apply.
1Refer to current Avenir Financial Fee Schedule.
2Night Depository available at Central, Somerton and San Luis branches.