FOLLOW YOUR OWN PATH

Auto Loans

LOW RATES & FLEXIBLE TERMS

Auto Loans

Get a low-rate auto loan on a new or used vehicle at Avenir Financial. For a limited time, ask for 1% Cash Back when you finance directly from Avenir Financial.  Plus, get 60 days no payment for some extra cash in your pocket.*

Getting you where you need to be.

  • Flexible loan terms. With terms from 36 to 84 months, we'll help you find the best auto loan term and rate to fit your needs.
  • New or used vehicles. Avenir Financials' low rates are available for new or used auto loans.
  • Refinance to save money. Lower your monthly auto loan payments and pay less interest by refinancing a high-rate auto loan from another financial institution to Avenir Financial.
  • Pre-approved Auto Loans. Shop with an Avenir Financial Pre-approved Auto Loan for more buying power—get a better deal or added extras. It's like using cash to buy your next vehicle!
  • Many ways to make payments. Make loan payments from your Avenir Financial account or from another financial institution: Avenir Financial Online Banking, Tellerphone1, Night Drop Boxes (Central, San Luis, and Somerton), Lobby Drop Boxes (Central and Somerton Branches) and USPS mail.
  • Skip-a-Payment. Avenir Financial members can catch a payment break by skipping one payment a year after 12 monthly auto loan payments.**
  • No application fee. To help our members, Avenir Financial doesn't charge an application fee for auto loans.
  • No payment for 60 days. Build your savings, catch up on other bills or free up some needed cash with a 60 day payment break on your Avenir Financial Auto Loan!*
  • AutoSMART. Search through dealer inventory nationwide and conveniently apply for an auto loan at Avenir Financial AutoSMART.
  • MyLoanInsurance. Convenient online insurance document upload service is available at Avenir Financial MyLoanInsurance for quick auto loan processing.
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auto loans

Find your way 

Apply for a new or used auto loan now and get pre-approved!

Apply Now

*Annual Percentage Rate (APR) subject to credit and collateral approval and membership eligibility. Cash back based on 1% of loan, up to $500. Existing Avenir Financial loans are not eligible for this cash back offer. Loans must be funded directly through Avenir Financial. Loan must be open for 90 days with first scheduled payment to complete offer qualification. Interest accrues during 60-day period. 60-day deferral is not available on refinancing existing Avenir Financial auto loans. Recipient is responsible for any tax liability. Certain restrictions apply. Federally Insured by NCUA.

**$25 fee. Certain restrictions apply.

1New Tellerphone users must register in person at Central Branch prior to accessing the service. Click Live Chat or call (928) 783-8881 during business hours to make an appointment.