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BUILD FOR THE FUTURE
Business Savings
Plan for the future.
Business Savings
Build reserves and plan ahead with an Avenir Financial Business Savings account. Whether you're launching a business, maintaining healthy reserves, or preparing for expansion, we offer dividend-earning savings solutions designed to support your goals.
With local business bankers ready to help, you’ll get guidance tailored to your industry, cash flow, and long-term plans—so you can save confidently and invest in your future.
Why save with Avenir Financial?
- Competitive, high-yield dividends with clear, straightforward terms.
- Easy digital tools for transfers, goals, and balance management.
- Local guidance for building short- and long-term reserves.
- Seamless connection with your Avenir Financial Business Checking.
- Support your community by keeping your deposits working for local businesses and families.
How to open your Business Savings
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Talk with an Avenir Financial business banker. We'll help identify the right savings option for your business needs.
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Provide documentation. Share business details and authorization documents to open your account.
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Fund account. Make an initial deposit to activate your membership and/or certificate.
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Start saving. Grow your funds and manage your saving with online and mobile tools.
100% Yuman
Avenir Financial is Yuma's only local credit union, and we are committed to the success of local businesses. Contact us today to open a Business Savings that fits your organization.
Business Money Market
Effective: December 1, 2025
| Account | Min. Balance* | APY** |
|---|---|---|
|
Business Money Market Access |
$2,500 - $49,999 | 1.00% |
| $50,000 - $99,999 | 1.25% | |
| Greater than $100,000 | 1.50% | |
|
Elevate
Business Money Market
|
$2,500 - $9,999 | 3.00% |
| $10,000 - $14,999 | 2.50% | |
| $15,000 - $19,999 | 1.50% | |
| Greater than $20,000 | 0.05% |
*This is the minimum balance required to open an account and the minimum balance to earn the posted Annual Percentage Yield (APY).
**APY=Annual Percentage Yield. Dividends are compounded and credited monthly. The Dividend rates and Annual Percentage Yields (APY) are variable rates and subject to change. Dividends are based on the Credit Union's earnings at the end of a dividend period and cannot be declared in advance.
Savings options for business.
Business
CERTIFICATES
AND SAVINGS
Establish membership with a Savings and earn higher dividends with Certificates.
- No monthly fee
- $5 opening deposit establishes membership
- Save for tax payments, escrow or payroll
- Pays dividends
- Federally insured up to $250,000 by the NCUA
- FREE Online & Mobile Banking
Business
MONEY MARKETS
Earn high dividends for short-term goals while maintaining limited access in a Business Money Market.
- Earns high monthly dividends
- Waive $15 monthly fee with $1,000 opening balance and minimum daily balance
- Earn dividends with $2,500 daily minimum balance
- Federally insured up to $250,000 by the NCUA
Business Certificates
Effective Date: January 1, 2026
Dividend Declaration Date:
December 31, 2025
| Term | Min. Balance* | apy** |
|---|---|---|
| 3 Months | $1,000 | 3.75% |
| 6 Months | $1,000 | 3.85% |
| 12 Months | $1,000 | 4.00% |
| 24 Months | $1,000 | 3.75% |
| 36 Months | $1,000 | 3.70% |
| 48 Months | $1,000 | 3.50% |
| 60 Months | $1,000 | 3.55% |
Business Savings
Effective Date: January 1, 2026
Dividend Declaration Date:
December 31, 2025
| Term | Min. Balance* | apy** |
|---|---|---|
| Business Savings | $1,500 | .05% |
*This is the minimum balance required to open an account and the minimum balance to earn the posted Annual Percentage Yield (APY).
**APY=Annual Percentage Yield. Dividends are compounded and credited monthly. The Dividend rates and Annual Percentage Yields (APY) are variable rates and subject to change. Dividends are based on the Credit Union's earnings at the end of a dividend period and cannot be declared in advance. Early withdrawal penalty applies to all certificate offerings. Penalty will reduce earnings.