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RATES
Loan Rates
LOAN
Rates
For a limited time, get a low-rate auto loan on a new or used vehicle with 60 days no payment. Plus, get up to 1% cash back when you finance directly at Avenir Financial. Rate and cash back offer is available on first time purchases and refinanced auto loans.**
- Auto Loans
- Visa Credit Cards
- All Purpose Loan
- Recreation Vehicles and Boats
- Mortgage Loans
- Manufactured Homes
| TERM | APR* As low as (fixed rate) |
|---|---|
| Up to 36 Months | 4.05% |
| Up to 48 Months | 4.75% |
| Up to 60 Months | 4.99% |
| 61 - 76 Months | 4.99% |
| 84 Months | 6.15% |
LIMITED TIME! Used Auto Loan Rates (2023 and Older)
Effective Date: March 1, 2025
| TERM | APR* as low as (fixed rate) |
|---|---|
| Up to 36 Months | 4.99% |
| Up to 48 Months | 5.49% |
| Up to 60 Months | 5.59% |
| 61 - 76 Months | 6.15% |
| 84 Months | 6.99% |
VISA Credit Cards
Effective Date: March 1, 2025
| CARD TYPE | APR* as low as (fixed rate) |
|---|---|
| VISA Credit Card (Maximum limit of $30,000) | 8.99% - 17.99% |
All Purpose Loans
Effective Date: March 1, 2025
| LOAN TYPE | APR* as low as |
|---|---|
| Open End Line-of-Credit | 11.99% |
| Personal Loan | 11.99% |
| Certificate Secured | 5.75% |
| Share Secured | 5.75% |
| Cash Out Auto | 7.66% |
| School Bridge Loan | 0.00% |
Recreation Vehicles and Boats
Effective Date: March 1, 2025
| VEHICLE TYPE | APR* as low as |
|---|---|
| New Motorcycles | 7.25% |
| Used Motorcycles | 7.25% |
| New Personal Watercraft | 7.25% |
| Used Personal Watercraft | 7.25% |
| New Off-Road Vehicle | 7.25% |
| Used Off-Road Vehicle | 7.25% |
| New Motorhomes, Trailers and RVs | 7.24% |
| Used Motorhomes, Trailers and RVs | 7.49% |
| New Boats | 5.50% |
| Used Boats | 7.00% |
Manufactured Homes
Effective Date: March 1, 2025
| HOME TYPE | APR* AS LOW AS |
|---|---|
| New Single and Doublewide - Park Models | 8.75% |
| Used Single and Doublewide - Park Models | 9.00% |
*Annual Percentage Rate (APR) may change without notice. Actual rates may vary depending on the term of loan, amount financed, and personal credit history. Rates are subject to change. Certain restrictions apply. All loans are subject to credit approval.
**Cash back based on 1% of loan, up to $500. Existing Avenir Financial loans are not eligible for this cash back offer. Loans must be funded directly through Avenir Financial. Loan must be open for 90 days with first scheduled payment to complete offer qualification. Interest accrues during 60-day period. 60-day deferral is not available on refinancing existing Avenir Financial auto loans. Recipient is responsible for any tax liability. Certain restrictions apply.
Equal Opportunity Lender