RATES

Loan rates

New Auto Loan Rates (2023 and Newer)

Effective Date: March 1, 2024

TERM APR* As low as (fixed rate)
Up to 36 Months 5.74%
Up to 48 Months 5.74%
Up to 60 Months 5.99%
61 - 76 Months 6.24%
84 Months 7.50%

Used Auto Loan Rates (2022 and Older)

Effective Date: March 1, 2024

TERM APR* as low as (fixed rate)
Up to 36 Months 6.24%
Up to 48 Months 6.24%
Up to 60 Months 6.24%
61 - 76 Months 6.49%
84 Months 7.74%
 

VISA Credit Cards   

Effective Date: March 1, 2024

CARD TYPE APR* as low as (fixed rate)
VISA Credit Card (Maximum limit of $30,000) 8.99% - 17.99%

All Purpose Loans

Effective Date: March 1, 2024

LOAN TYPE APR* as low as
Open End Line-of-Credit 11.99%
Personal Loan 11.99%
Certificate Secured 5.75%
Share Secured 5.75%
Cash Out Auto 8.00%
School Bridge Loan 0.00%

Recreation Vehicles and Boats   

Effective Date: March 1, 2024

VEHICLE TYPE APR* as low as
New Motorcycles 7.25%
Used Motorcycles 7.25%
New Personal Watercraft 7.25%
Used Personal Watercraft 7.25%
New Off-Road Vehicle 7.25%
Used Off-Road Vehicle 7.25%
New Motorhomes, Trailers and RVs 7.24%
Used Motorhomes, Trailers and RVs 7.49%
New Boats 5.50%
Used Boats 7.00%

Manufactured Homes   

Effective Date: March 1, 2024

HOME TYPE APR* AS LOW AS 
New Single and Doublewide - Park Models 8.75%
Used Single and Doublewide - Park Models 9.00%

*Annual Percentage Rate (APR) may change without notice. Actual rates may vary depending on the term of loan, amount financed, and personal credit history. Rates are subject to change. Certain restrictions apply. All loans are subject to credit approval. 

Equal Opportunity Lender